A stocks and shares ISA is one of the most tax efficient ways to save and invest. ISAs are 'wrappers' designed to protect your investments from Capital Gains Tax (CGT) and also provide the opportunity for tax advantages on the income generated.
As of 1 July 2014 the total ISA allowance has increased to £15,000 for the 2014/2015 tax year, and can be invested entirely in a Stocks and Shares ISA, deposited in a Cash ISA, or a combination of both, provided you only contribute to one Cash ISA and one Stocks and Shares ISA in the same tax year.
Over a number of years, your ISA allowance can account for a sizeable sum – particularly when similar investments are being made by your spouse or partner.
A managed ISA is simply one where your investment manager chooses the investment assets. We use managed ISAs independently or as part of your wider portfolio, helping you invest in the most tax efficient manner possible.
To find out more about how managed ISAs from Adam & Company can meet your individual needs, please contact your Private Banker.
If you wish to become a client of Adam & Company, please complete this form or contact us on +44 (0)131 225 8484
This scale of charges is effective from June 2014.
Investment Management Tariff (PDF, 72kb)
This scale of charges for private clients is effective from September 2012.
Scale of charges - Banking services (PDF, 72kb)