Currency Account

Currency Account

Multi-currency banking that’s easy to manage.  Do you receive payments or an income from abroad?

Our Currency Account can help you limit your exposure to foreign exchange risk, and remove the cost of changing money back into sterling.

Adam Currency accounts are available in most major currencies.

Interest earning


Interest is accrued daily and added to your account quarterly.

Fees and charges

There are no charges for everyday banking transactions such as Direct Debits, standing orders and cheques providing you hold a Adam Current Account.

Please refer to the Scale of charges factsheet for details of the charges.

Using your account


Cheque books are available in selected currencies only. Please speak to your Private Banker for details.


You can use your currency account to set up regular payments in the same currency. 

Easy to manage

Online banking

The Adam & Company online banking service keeps you in touch with your account, wherever you are, anytime. You can check your balance for all your Adam accounts, review your transactions and search historical statements.


Adam Currency Account statements are fully narrated – providing you with details of payments you make by cheque, card Direct Debit and standing order.

Access to funds


If you need access to additional funds, you may be able to arrange an overdraft facility. You will need to discuss your requirements with your Private Banker.

All overdraft applications are subject to approval from your Private Banker and Credit.

If you have an unarranged overdraft, the interest payable will be higher than on an arranged overdraft.

Credit facilities: Over 18's only.

Adam clients

To find out more about how a Currency Account from Adam & Company can meet your individual needs, please contact your Private Banker.

New clients

If you wish to become a client of Adam & Company, please complete this form or contact us on +44 (0)131 225 8484

Financial Services Compensation Scheme


Protecting your money


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