Currency Account

Interest

Interest is accrued daily and added to your account quarterly.

Fees and charges

There are no charges for everyday banking transactions such as Direct Debits, standing orders and cheques providing you hold a Adam Current Account.

Please refer to the Scale of charges factsheet for details of the charges.

Cheque books are available in selected currencies only. Please speak to your Relationship Manager for details.

Payments

You can use your currency account to set up regular payments in the same currency. 

Online banking

The Adam & Company online banking service keeps you in touch with your account, wherever you are, anytime. You can check your balance for all your Adam accounts, review your transactions and search historical statements.

Statements

Adam Currency Account statements are fully narrated – providing you with details of payments you make by cheque, card Direct Debit and standing order.

Overdrafts

If you need access to additional funds, you may be able to arrange an overdraft facilty. You will need to discuss your requirements with your Relationship manager.

All overdraft applications are subject to approval from your Relationship Manager and Credit.

If you have an unarranged overdraft, the interest payable will be higher than on an arranged overdraft.

Credit facilities: Over 18's only.