Current Account

Current Account

An interest earning account designed to look after your everyday finances.

The Adam Current Account is the cornerstone of our private banking service.

Designed to make managing your money easier, the features of the account help you manage your finances whether you’re at home or overseas.

Using your account


Adam & Company cards let you withdraw cash from cash machines throughout the world. They can be used to make purchases online and at more than 20 million outlets worldwide.

  • Adam Gold Visa Card – purchases made with the card accrue in a separate account which is cleared from your current account monthly on a date of your choice.
  • Adam Select Card – purchases made with the card are debited from your current account immediately.
More information on Adam cards.



Cheque books, with or without stubs, are provided with your account. 


You can use your current account to pay your Direct Debits and standing orders.



Easy to manage

Online banking

The Adam & Company online banking service keeps you in touch with your account, wherever you are, anytime. You can check your balance for all your Adam accounts, review your transactions and search historical statements.


Adam Current Account statements are fully narrated – providing you with details of payments you make by cheque,  Adam Select Card, Direct Debit and standing order.

Access to funds


If you need access to additional funds, you may be able to arrange an overdraft facilty. You will need to discuss your requirements with your Relationship manager.

All overdraft applications are subject to approval from your Relationship Manager.

If you have an unarranged overdraft, the interest payable will be higher than on an arranged overdraft.

Credit Facilities: Over 18's only.

New clients

If you wish to become a client of Adam & Company, please complete this form or contact us on +44 (0)131 225 8484

Financial Services Compensation Scheme


Protecting your money


Find out more



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