Currency mortgage

Currency Mortgage

Providing access to finance denominated in major currencies.

A Currency Mortgage can provide access to finance if you have income or assets denominated in a currency other than sterling.

Interest rates

We calculate interest at a margin above the currency rate and usually fix it for 3, 6 or 12 months.

Important information

This type of mortgage is only suitable if you have income or assets in a currency other than sterling.

Changes in exchange rates may increase the sterling equivalent of your debt if it is denominated in another currency.

You may need to provide additional security, or to reduce the amount of your borrowing, if exchange rate movements cause the sterling value of your currency borrowing to exceed a stated percentage of your property’s valuation.

If you move home during the term you can take your currency mortgage with you.

Choice of currencies

Adam & Company offers currency mortgages in major currencies, including:

  • US dollars
  • Euros
  • Swiss francs
  • Japanese yen

Legal disclaimer

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

CHANGES IN EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT

OVER 18s ONLY.

Adam clients

To find out more about how a currency mortgage from Adam & Company can meet your individual needs, please contact your Private Banker.

New clients

If you wish to become a client of Adam & Company, please complete this form or contact us on +44 (0)131 225 8484


Our History
 

  • How we became who we are

Our Approach
 

  • Tailored solutions and a personal service

Our Board
 

  • Details of our board members

Sponsorship
 

  • Who we sponsor and support