Currency mortgage

Currency Mortgage

If you require access to a loan denominated in a currency other than sterling we can provide a Currency Mortgage secured against your UK property.

A mortgage to match your income

A Currency Mortgage can provide access to finance if you have income or assets denominated in a currency other than sterling. If you wish, we can provide a mortgage combining sterling and your chosen currency with a term tailored to your needs. Currencies available include euro, Swiss Franc, US Dollar and Japanese Yen. You may need to provide additional security or reduce the amount of your borrowing if exchange rate movements cause the sterling value of your currency borrowing to exceed a stated percentage of your property’s valuation.

Benefits

  • Denominated in a currency to match your income.
  • You benefit from transparent market rates.
  • Your Private Banker will tailor a mortgage to meet your specific needs.
  • Provided with reference to LIBOR and can be fixed for 1,3, 6, or 12 months at a time.

Important Information

  • Interest is calculated at a margin above the currency rate.
  • Porting is available subject to discussion with your Private Banker.
  • Early repayment charges may apply.
  • Product term from 2 to 25 years.
  • Available in euro, US Dollar, Swiss Franc, and Japanese Yen.

Remortgaging

If your home financing needs change, or if you wish to release equity, we can help you structure the most suitable mortgage for your circumstances.

More about remortgaging

Legal disclaimer

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

CHANGES IN EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT

OVER 18s ONLY.

Adam clients

To find out more about how a currency mortgage from Adam & Company can meet your individual needs, please contact your Private Banker.

New clients

If you wish to become a client of Adam & Company, please complete this form or contact us on +44 (0)131 225 8484


Our History
 

  • How we became who we are

Our Approach
 

  • Tailored solutions and a personal service

Our Board
 

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Sponsorship
 

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