Fixed rate mortgage

Fixed Rate Mortgage

The Fixed Rate Mortgage provides you with the peace of mind of fixing your payments over 2, 5, or 10 years.

Fixing your mortgage repayments

An Adam & Company Fixed Rate Mortgage provides a safeguard against rising interest rates. At the end of the term, you can choose to take another Fixed Rate Mortgage, switch to our Tracker Rate Mortgage or House Mortgage Rate, or discuss alternative products. Fixed Rate Mortgages are suitable for all normal mortgage purposes, including purchase, remortgaging or acquiring a second home. Our Fixed Rate Mortgages are subject to availability and may be withdrawn to new applications.


  • Interest only, capital and interest, or a combination of both repayment types is available.
  • Multi-element mortgages provide the ability to combine product types, repayment types, and terms to meet your profile.
  • Your Private Banker will tailor our mortgages to meet your specific requirements.
  • Available for a wide range of purposes, including property purchase, remortgage, or property improvement.
  • No interest volatility over the term of the fixture.

Important Information

  • Your main UK residence must be used as security.
  • Porting is available subject to discussion with your Private Banker.
  • Early repayment charges may apply.
  • Product term from 2 to 10 years.
  • Sterling only.


If your home financing needs change, or if you wish to release equity, we can help you structure the most suitable mortgage for your circumstances.

More about remortgaging

Adam clients

To find out more about how fixed rate mortgage from Adam & Company can meet your individual needs, please contact your Private Banker.

New clients

If you wish to become a client of Adam & Company, please complete this form or contact us on +44 (0)131 225 8484

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