Overdraft

Our overdrafts have been designed to support clients’ short-term borrowing needs.

Your Private Banker will discuss with you a flexible borrowing limit from which you may draw and repay funds at any time.

All credit is subject to approval and affordability checks. Over 18s only.

Sterling Overdraft

If you need extra funds from time to time, an overdraft gives you the convenience of having additional funds to draw on when you need them.

Overdrafts are available to all Adam & Company current account customers over the age of 18, subject to status and meeting affordability criteria. Once agreed, an overdraft limit provides the flexibility of drawing and repaying funds at any time. Overdraft facilities are repayable on demand. If you wish to increase or decrease your overdraft limit, contact your Private Banker to discuss your requirements.

Currency Overdraft

A Currency Overdraft can give you access to short term funds in a currency other than sterling.

Overdrafts are available to all Adam & Company current account customers over the age of 18, subject to status and meeting affordability criteria. Where agreed, we will provide an overdraft limit in the currency of your choice. If you wish to increase or decrease your overdraft limit, contact your Private Banker to discuss your requirements.

Changes in the Exchange Rate may increase the Sterling equivalent of your debt.

Adam clients

To find out more about how our loans from Adam & Company can meet your individual needs, please contact your Private Banker.

New clients

If you wish to become a client of Adam & Company, please complete this form or contact us on +44 (0)131 225 8484


Our History
 

  • How we became who we are

Our Approach
 

  • Tailored solutions and a personal service

Our Board
 

  • Details of our board members

Sponsorship
 

  • Who we sponsor and support