Variable Rate Loan
Borrowing linked to current interest rates.
A variable rate loan means the interest you pay is linked to the current Bank of England interest base rate. So if interest rates fall, so will your repayments. Similarly, if interest rates increase, your regular repayments will also rise.
Features of a variable rate loan
- Current interest rates – your repayments may go up and down and are linked to the Bank of England Base Rate
- Repayment choice – choose interest only, capital and interest or a combination of both
- Make capital repayments – at any time without penalty
- Secured and unsecured loans – depending on the purpose of the loan
Over 18's only. Security may be required.
Adam clients
To find out more about how a variable rate loan from Adam & Company can meet your individual needs, please contact your Relationship Manager.
New clients
If you wish to become a client of Adam & Company, please complete this form or contact us on +44 (0)131 225 8484.
Further information
This scale of charges is effective from February 2012
Scale of charges - Investment Administration (PDF, 77kb)
Investment Management Tariff (PDF, 72kb)
These scale of charges are effective from January 2012
Adam & Company - Scale of charges - Banking services (PDF, 83kb)
Adam International - Scale of charges - Banking services (PDF, 86kb)
A Guide to the Lending Code for Consumers (PDF, 259kb)
A Guide to the Lending Code for Micro-Enterprises (PDF, 249kb)
Other Services
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