Variable Rate Loan

Borrowing linked to current interest rates.

A variable rate loan means the interest you pay is linked to the current Bank of England interest base rate. So if interest rates fall, so will your repayments. Similarly, if interest rates increase, your regular repayments will also rise.

Features of a variable rate loan

Current interest rates – your repayments may go up and down and are linked to the Bank of England Base Rate
Repayment choice – choose interest only, capital and interest or a combination of both
Make capital repayments – at any time without penalty
Secured and unsecured loans – depending on the purpose of the loan

Over 18's only. Security may be required.

To find out more about how a variable rate loan from Adam & Company can meet your individual needs, please contact your Relationship Manager.

If you wish to become a client of Adam & Company, please complete this form or contact us on +44 (0)131 225 8484.

This scale of charges is effective from November 2012.
Investment Management Tariff (PDF, 72kb)

This scale of charges for private clients is effective from September 2012.
Adam & Company - Scale of charges - Banking services (PDF, 83kb)

This scale of charges for international clients is effective from January 2012.
Adam International - Scale of charges - Banking services (PDF, 86kb)