Variable rate loan

Variable Rate Loan

Borrowing linked to current interest rates.

A variable rate loan means the interest you pay is linked to the current Bank of England interest base rate. So if interest rates fall, so will your repayments. Similarly, if interest rates increase, your regular repayments will also rise.

Features of a variable rate loan

  • Current interest rates – your repayments may go up and down and are linked to the Bank of England Base Rate
  • Repayment choice – choose interest only, capital and interest or a combination of both
  • Make capital repayments – at any time without penalty
  • Secured and unsecured loans – depending on the purpose of the loan

Over 18s only. Security may be required.

Adam clients

To find out more about how a our Mortgage products from Adam & Company can meet your individual needs, please contact your Private Banker.

New clients

If you wish to become a client of Adam & Company, please complete this form or contact us on +44 (0)131 225 8484

Our History

  • How we became who we are

Our Approach

  • Tailored solutions and a personal service

Our Board

  • Details of our board members

Our Partners

  • Who we sponsor and support