Variable rate mortgages can be used for all normal mortgage purposes, such as purchase, remortgage or buying a second home in the UK or abroad. Your main UK residence must be used as security.
Variable Rate Mortgage
Your repayments can be capital and interest, interest only, or a combination of both. If you prefer, we can arrange part of your loan on our variable rate and the balance as a Fixed-Rate Mortgage.
Making extra payments
If you want to pay your mortgage off early, you can also make partial lump sum repayments at any time – with no early repayment charges, on top of your regular repayments.
Legal disclaimer
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
OVER 18'S ONLY.
Adam clients
To find out more about how a Variable Rate Loan from Adam & Company can meet your individual needs, please contact your Relationship Manager.
New clients
If you wish to become a client of Adam & Company, please complete this form or contact us on +44 (0)131 225 8484.
Further information
This scale of charges is effective from February 2012
Investment Management Tariff (PDF, 72kb)
These scale of charges are effective from January 2012
Adam & Company - Scale of charges - Banking services (PDF, 83kb)
Adam International - Scale of charges - Banking services (PDF, 86kb)
A Guide to the Lending Code for Consumers (PDF, 259kb)
A Guide to the Lending Code for Micro-Enterprises (PDF, 249kb)
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