FINANCIAL SERVICES

COMPENSATION SCHEME

  • Protecting your Eligible Deposits

    Adam & Company is a business name of The Royal Bank of Scotland plc. Your eligible deposits with The Royal Bank of Scotland plc are protected up to a total of £85,000 (or £85,000 for each eligible account holder of a joint account) by the Financial Services Compensation Scheme, the UK's deposit protection scheme. This limit is applied to the deposits you have with the following: Adam & Company, Drummonds, Child & Co, Holt's, The One Account and Direct Line. Any total deposits you hold above the limit between these brands are unlikely to be covered.

  • Protecting your Eligible Investments

    IInvestment business undertaken in the UK with Adam & Company or Coutts & Co may be covered by the Financial Services Compensation Scheme (FSCS), the cover depending on the nature of the claim being made. Eligible claims for most types of investment business held by individuals and small businesses are covered up to a maximum limit of £85,000 per person. FSCS cover is not available for loss of money resulting from performance of the investment.

For more information on the scheme, please select the links below to view the FSCS leaflet, and the Information Sheet and Exclusions List (in relation to the FSCS deposit cover). For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk

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