As part of the UK-wide Take Five To Stop Fraud campaign, we look at the tricks criminals use to gain trust over the phone and how you can protect yourself against financial fraud.

Adam clients in remote areas can now benefit from a mobile branch banking initiative that brings services to them.

As investors, we must be aware of change - read our Investment Outlook 2018 to help understand the risks and opportunities that exist.

Whilst we are clearly coming to the end of the period of extremely cheap money globally – the Fed has raised rates 4 times in 2 years for example – Mr Carney’s comments were dovish on the future path of interest rates

Whilst we are clearly coming to the end of the period of extremely cheap money globally – the Fed has raised rates 4 times in 2 years for example – Mr Carney’s comments were dovish on the future path of interest rates