Tailored

Borrowing

Our flexible range of borrowing options helps Adam clients to make purchases, pay accounts, and make sure they manage all their assets effectively.

Over 18s only. All credit is subject to approval and affordability checks. Security may be required. 
Our rates depend on your circumstances and loan amounts and may differ from the representative APR

Customised

Loans

When it comes to long and short term borrowing, we recognise that one size rarely suits all. This is why we tailor or service, to help our customers meet their objectives

  • Variable rate loan

    Your repayment options can be personalised to match your unique financial circumstances. If you wish, you can make ad-hoc capital repayments to reduce the amount of your borrowing at any time during the loan term.

    Loans are available for a wide range of purposes on a secured or unsecured basis.

    OVER 18S ONLY
    All credit is subject to approval and affordability checks.
    Our rates depend on your circumstances and loan amounts and may differ from the representative APR

  • Bridging loan

    Being able to respond quickly is often the key driver of success in the property market. Short term funding from Adam provides a temporary cash reserve to help you move home, renovate or purchase a second property.

    You can use your bridging loan to:

    • Fund the purchase of a new property before the sale of another
    • Buy a new property quickly before long term finance is arranged
    • Provide temporary funds to repair or restore a building before an additional mortgage is arranged.

    OVER 18S ONLY 
    All credit is subject to approval and affordability checks.
    Our rates depend on your circumstances and loan amounts and may differ from the representative APR

Flexible

overdrafts

Flexibility and availability are the key components of a practical and dependable overdraft service.

  • Sterling Overdraft

    Adam current account customers can enjoy the flexibility of an agreed overdraft, which lets them draw and repay funds at any time.

    Typically overdrafts can be arranged for periods of up to one year, with no restrictions on the purpose of the borrowing. Overdrafts can be granted on a secured or unsecured basis.

    OVER 18S ONLY.
    All credit is subject to approval and affordability checks.
    Our rates depend on your circumstances and loan amounts and may differ from the representative APR

Already a client?

For more information about Adam
products, please speak to your
adviser.

Become a client

Please get in touch online or call
0131 225 8484  to find out more
about our services.

Calls may be recorded

Important

Information

News and

Insights

  • The rises and falls of the Olympic Games

    • Adam Investments
    • Economy
    • Insight
    25 Aug 2016
    The rises and falls of the olympic games For the small number of athletes that make it, the numerous years of self-improvement provide a sense of personal return most of us can’t even fathom. Yet, through an economic lens, when one considers and compares the returns, the story tends to be mixed. The results of the Olympics from this point of view are, therefore, like the events themselves - unpredictable, and only known ‘after the race is run’.
    Read more »
  • The true value of art

    • Adam Investments
    • Insight
    18 Aug 2016
    The true value of art As a general rule, museums collect art with little concern about financial value but rather approach each purchase with the question: what meaningful role can this work of art play in people’s lives? By contrast, gallerists, dealers and auctioneers allocate value first, worked out by a number of different metrics, not just its importance.
    Read more »
  • Bank of England Base Rate and the Impact for Investors

    • Adam Investments
    • Economy
    • Insight
    05 Aug 2016
    Bank of England base rate and the impact for investors The Bank of England of England base rate has fallen to a historic low of 0.25%. We review the background for the Bank’s move and consider the effect rate cut and other stimulus measures will have on investments.
    Read more »

Become a Client


Great relationships begin with an introduction.
We would be delighted to welcome you to Adam.

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