All the benefits you associate with an elite credit card for you and a secondary cardholder.

45.6% Representative APR, variable  ·  Over 18s only ·  Annual fee may apply

View the summary box and representative APR example

Available to Adam clients only.
Your credit limit will depend on our credit assessment of you. 



  • Exclusive to Black, the dedicated team is available to provide expert help 24 hours a day, 7 days a week

    Available to Black cardholders 24 hours a day, seven days a week, the team speaks over 20 languages. From assisting with every aspect of travel from flight information, tickets, accommodation and car hire, to emergency currency, lost passports, messaging and interpretation services, the team is known for exceptional organisational skills and advice.

    Adam Concierge also helps with social and leisure arrangements, from dinner reservations to chartering a yacht and booking tickets for sporting, theatrical and art events. Adam Concierge is also on hand to support with domestic duties, from sourcing staff including cleaners, gardeners and nannies, to recommending interior designers, estate agents and other property services

  • Complimentary access for cardholders to executive airport lounges worldwide.

    With Priority Pass™, you and your secondary cardholder will start every trip the right way.

    • 1000 executive airport lounges, the world over
    • Just £15 per guest if you need to arrange access for travelling companions – as long as there’s capacity in the lounge
    • Most lounges allow children
  • Peace of mind with cover for emergency medical expenses, cancellations and baggage loss.

    Your whole family is covered — including your partner and any dependent children — when you charge the cost of your trip to your Adam Black Card. You can also extend the cover to include guests travelling with you.

    Black Card travel insurance protects you and your belongings against a range of risks. These include medical emergencies, loss of baggage, cancellation, and even piste closure for winter trips.

    Adam Insurance Product Information Document

    Adam Black Travel Insurance Guide

  • For life’s unforeseen eventualities

    Car Breakdown Cover

    When you’re travelling in continental Europe, it’s good to know you won’t be stranded if your car develops a fault. Roadside assistance, a legal helpline and repatriation services all come as standard.

    Cover is provided by Green Flag, one of the UK’s leading car breakdown companies, and begins seven days before any planned trip. So even the necessary hire of a replacement car, or the cost of re-booking a ferry crossing can be covered.

    Car Hire Insurance

    Automatic protection, every time you use your Adam Black Card to pay for car hire – subject to terms and conditions.

    Adam Insurance Product Information Document

    Adam Black Travel Insurance Guide



  • Add up to six additional cardholders – perhaps family members, or the most valuable members of your support team. And, for each cardholder, a spending limit set by you – as well as fully itemised spending.

    You can tailor each card even further, choosing to extend your full range of benefits to each additional cardholder for an additional annual fee. If you don’t need these benefits for a cardholder, we’ll issue their card without the annual fee.

    One Adam Black Secondary cardholder may be nominated free of charge. Further secondary cardholders thereafter may be subject to a fee. 
    Over 18s only.

  • For added security and peace of mind, Adam Online Verification ensures that only the cardholder is permitted to transact online.

    We have also introduced additional layers of security for your Adam cards that will make online shopping less obtrusive but no less safe. Our new service is easier to use as there is no need to register your card or remember a password.

    Find out more about Online Verification

  • Recognised worldwide, Black is accepted at over 33 million MasterCard® international locations. So that wherever you are, you can be sure that Black is there for you.

  • Contactless provides a faster way to pay for items up to £30. A convenient alternative to cash – a quick and secure way to touch and pay for those smaller purchases.

Statement of Lender and Borrower Responsibilities

Adam & Company adheres to The Standards of Lending Practice which are monitored and enforced by the LSB:


Trusted worldwide with invaluable security benefits

Become a Client

Great relationships begin with an introduction.
We would be delighted to welcome you to Adam.

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